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Do’s and Don’ts of driving in Ice and snow?

By | Advice, Blog, Snow Driving, Uncategorised | No Comments

With a lot of our clients planning on heading to the snow this season we thought we’d put together a Do’s and Dont’s of winter driving to ensure that drivers are prepared and stay as safe as possible.

Thankfully in Australia, we don’t experience the real winter extremes of Russia, Canada or Alaska, however driving in icy wet conditions anywhere can still be dangerous.

Don’t:
– Warm up your vehicle in an enclosed area
– Warm your car up for too long before driving (your engine will warm up faster and more efficiently driving)
– Apply hand brake when parking (break can freeze)
– Use cruise control
– Leave windscreen wipers down
– Risk driving without chains in 2 wheel drive vehicles (Check out here)

Do:
– Accelerate/Decelerate slowly to maintain traction and avoid skidding.
– Drive slowly
– Consider adding anti-freeze to your engine radiator
– Keep fuel levels topped up
– Use your lights
– Be conscious of Black Ice
– If driving a diesel vehicle, try and use ‘Alpine Diesel’ if available.
– Increase driving distances to other vehicles to allow for longer stopping times (5-6 seconds).
– If driving in snow, try to avoid unrequired stopping especially on inclines.
– Track weather reports
– Carry a torch (and spare batteries), blanket, dry, warm clothes, tow rope, shovel, wheel chocks, spare food and water, and a first-aid kit.
– Clear ice from windows and mirrors
– Engage 4×4 in snow or ice conditions
– Have your car serviced before embarking on your journey.
– Keep bottles of water in the car

Stay safe & enjoy your trip!

Have a finance enquiry?

Why use a finance broker?

By | Advice, Finance, Uncategorised | No Comments

A strange question for a finance company to ask right?

We are often surprised when we hear clients have previously only relied on their banks for their loans.

It tends to generally be a lack of understanding that people believe financing through their existing bank will be the cheapest, quickest and easiest solution. Unfortunately, this in many cases couldn’t be further from the truth and means people are missing out on various saving opportunities.

There are countless reasons why it pays to use a broker when shopping for your loan, and even if you want to use your own bank, you can still use a broker to process paperwork and manage the application on your behalf.

If you are not set on using one particular lender then it pays to seek the services of an experienced broker.

The first reason is;

Choice:

The biggest advantage of using a broker over a bank is choice. When you sit in front of a broker you are sitting in front of 10 plus banks and 50 + products versus visiting a banker who has access to only one bank’s products. This is especially important at time like now, when the banks are saying ‘no’ more, and by having more choices you’re likely to get a ‘yes’.

Experience:

At Leasecorp we have been helping clients build their businesses for over 28 years. We pride ourselves on knowing our client’s and the industry to which their businesses operate in. This enables us to ensure we select the most appropriate finance product as well as the most suitable lending partners. We are committed to our clients and have in most instances life long relationships. Banks move their staff around and reward good performers with promotions away from their customers.

Specialisation:

If you’re looking for specialised assistance with your loan, it pays to talk to a broker. Whether your business is in Earthmoving, Transport or Heavy Haulage, our staff are experienced in dealing in your industry. Bank staff often don’t have the training or experience in one area, but service whoever happens to walk into the branch.
For every application that comes through our office, one of our finance managers will personally visit the client at their home or workplace to take care of all paperwork and processing.

Our service includes a ‘product finding service’ that involves our staff searching our national fleet database to ensure you purchase the best value car, truck or excavator available, unlike a bank we’re not just about delivering the money.

Follow Up & Personal banker:

Most of the applications we process are approved with 24-48 hours, if they take longer we update our clients frequently as to the hold-up and the expected approval.

A lot of the time Leasecorp works with both our clients and their trusted accountants to ensure we structure the most suitable loan solution with business growth in mind.

We look forward to welcoming you to our business family.

Get Approved Today!